Referral Program Terms

Last updated October 16, 2026

1. Who runs it. Luna Family Insurance, an Allstate agency in Land O' Lakes, FL, runs this program. Allstate corporate does not.
2. How it works. Anyone can share their agent's personal link with friends or family — you don't need to have finished a review with us first.
3. Your friend's gift. Once we receive declarations pages for two of your friend's current policies, they get a $50 Visa gift card. Limit one per household/address. Visa is not a sponsor of or affiliated with this offer.
4. Your thank-you. For each friend you refer who is new to our agency and gets a quote, you get a $25 Visa gift card. A quote is not a purchase. You can't refer yourself or anyone in your household.
5. No purchase necessary. Neither reward depends on whether you or your friend buys insurance. Rewards are based on a received quote (your thank-you) or received declarations pages (your friend's gift).
6. Annual limit. Florida law limits gifts to $100 per person per calendar year. We track this, and we won't send any reward that would put you over the limit.
7. You don't need to explain coverage or prices. Just share the link or your agent's name. A licensed agent handles everything else.
8. Gift cards are sent by email, usually within 14 days after the qualifying step. Cards can't be exchanged for cash.
9. We may change or end this program at any time. Rewards already earned will still be honored.
10. Your information is used only to run this program and is never shared with Meta or other advertising partners. See our Privacy Policy.
11. Questions? Call 813-953-4760.